What to Do with Your 401(k) When You Leave a Job
September 3, 2026
You just left your job. Do you leave your retirement money with the employer, or do you move it? The following scenarios will explain the
Peggy’s Pearls: Investing in You
What is Your Ultimate Gift?
August 24, 2026
What is the most valuable gift you have to give to a loved one? Is it an heirloom? A favorite collection of … Cars, pottery,
How to Avoid the 10% Early Distribution Penalty on IRA and Retirement Accounts
August 10, 2026
Withdrawing money from an IRA or retirement account before age 59½ can trigger a 10% early distribution penalty in addition to ordinary income taxes. Fortunately,
Are Roth Conversions Right for You?
July 17, 2026
Are Roth Conversions Right for You? Benefits, Costs, and When They Make Sense Roth conversions can be a powerful retirement and tax planning tool. A
Cybersecurity Threats to Watch in 2026: How to Stay Safe Online
June 29, 2026
Cybersecurity threats continue to evolve as scammers use artificial intelligence, stolen passwords, and mobile malware to target consumers. Understanding the most common cyber threats in
How to Save Money on Gas When Prices Are High
June 16, 2026
Gas prices can seem unpredictable. One week prices are steady, and the next they jump significantly. Many people wonder why fuel costs remain high when
Turn Tax Time Shock Into Tax‑Efficient Investing
April 23, 2026
Tax time is often when people discover how “tax‑efficient” their investments really are. A surprise tax bill can feel like a penalty for being a
The ‘Fixing’ of Social Security
April 9, 2026
In my 30+ years of serving retirees and pre-retirees, one question comes up again and again: “Will Social Security still be there for me?” You
I’ve Been Hacked!!!
March 26, 2026
“My computer got hacked and they got into my bank account. I’m calling to let you know.” That was a call from one of my
How Social Connections Protect Your Brain
March 12, 2026
Feeling lonely or cut off from others doesn’t just hurt emotionally – it can quietly change the brain in ways that raise the risk of