Is It Time for Assisted Living?
In my 20+ years of serving seniors, one thing has remained consistent among clients – a deep desire to stay independent and live in their
February 25, 2026
Category: Legacy Planning
2025 Retirement Wake‑Up Calls
Did 2025 bring any wake‑up calls for you? For me, it did. A friend died of a heart attack this year. He was five years
December 30, 2025
Giving While Living
For many people, charitable giving is more than a financial decision – it’s an expression of their values and their hopes for the future. If
November 25, 2025
Defuse the IRA Tax Bomb
The SECURE Act of 2019 made dramatic changes to how inherited IRAs are handled. Previously, many non-spouse beneficiaries could “stretch” their distributions over a lifetime,
October 29, 2025
Protecting the Digital Assets in Your Estate Plan
When most people think about estate planning, they picture wills, trusts, property, or retirement accounts. But in today’s connected world, some of the most valuable
October 1, 2025
Timing Your Retirement Withdrawals
When is the ideal time to tap into your retirement savings? Planning when to withdraw from your retirement accounts is a critical decision that
May 27, 2025
Avoiding the Net Investment Tax with Asset Location
Not all investments are created equal. Some investments are more tax efficient than others. As you are allocating your portfolio, consider the type of account
January 15, 2025
Benefits of Generosity
People give to charities for a multitude of reasons. Reducing your taxable income has been a driving force for charitable giving. Nonprofits saw a significant
November 26, 2024
70.5 – The Magic Age…Navigating Qualified Charitable Distributions
There are several magical ages as you reach your ‘senior years’: AARP declares you are a senior at age 50 with their invitation to join
November 12, 2024
Can Children have a Roth IRA?
Kids will be out of school for the summer, working summer jobs. Younger kids can mow lawns and babysit. What will they do with their
May 14, 2024