Turn Tax Time Shock Into Tax‑Efficient Investing
Tax time is often when people discover how “tax‑efficient” their investments really are. A surprise tax bill can feel like a penalty for being a
April 23, 2026
Category: Money Matters
The ‘Fixing’ of Social Security
In my 30+ years of serving retirees and pre-retirees, one question comes up again and again: “Will Social Security still be there for me?” You
April 9, 2026
Money Harmony
Improving your relationships often starts with understanding that you and the people you love may literally “speak different languages” when it comes to money –
February 12, 2026
Which Charities Should You Support?
Generosity is a spirit we should embrace year-round, and during the holidays our mailboxes fill with solicitations from many charities. Many people want to respond
December 16, 2025
Defuse the IRA Tax Bomb
The SECURE Act of 2019 made dramatic changes to how inherited IRAs are handled. Previously, many non-spouse beneficiaries could “stretch” their distributions over a lifetime,
October 29, 2025
How to Give More – and Owe Less
A Qualified Charitable Distribution (QCD) can be a powerful way to combine charitable giving with smart tax planning. If you’re already taking Required Minimum Distributions
October 15, 2025
Back-to-School, Back to College Savings
School season is back, and so are those college bills. Tuition, housing, and meal plans can all hit your family’s cash flow and put a
August 12, 2025
One Big Beautiful Bill and How it Impacts You
The recently enacted One Big Beautiful Bill (OBBB) is designed to benefit a broad spectrum of Americans – not just tax cuts for the rich.
July 29, 2025
Timing Your Retirement Withdrawals
When is the ideal time to tap into your retirement savings? Planning when to withdraw from your retirement accounts is a critical decision that
May 27, 2025
Compound Interest: Friend or Foe?
Compound interest is an incredible financial phenomenon – Albert Einstein even called it the “Eighth Wonder of the World.” It can accelerate building wealth or
May 16, 2025