How to Vet a Charity
Recent news of charities being investigated for fraud may cause you to be wary of donating. How can you avoid giving to charities that are
October 30, 2015
Category: Peggy’s Pearls
Pros and Cons of FSAs and HSAs – Part III
Do you use FSA or HSA? It depends. Do you have heavy medical expenses? FSAs have lower deductibles and co-pays. Do you need diagnostic tests
October 21, 2015
Pros and Cons of FSAs and HSAs – Part II
Health Savings Account Plans
Your employer may offer a second option of Health Savings Accounts (HSAs). These are coupled with a High Deductible Health Plan (HDHP). Small business owners, self-employed and individuals may also use this program.
October 21, 2015
Pros and Cons of FSAs and HSAs – Part I
Part I – FSA As the time approaches to sign up for your company cafeteria plan, which do you choose the Flexible Spending Account (FSA)
September 29, 2015
Got Wheels – Part 3
Begin with knowing what you need in a car and what you want. Know your price range, know your financing options; know the value of your car. Do your homework.
September 24, 2015
Got Wheels – Part 2
You need to realize a new car has rapid depreciation in the first few years. In the first 1-3 years there will be as much as 47%; in years 3-6 an additional 24%.
September 17, 2015
Got Wheels?
I recently replaced my car. Not a fun chore for me. It means I have to study up and get informed. In this world of the internet, you can at least do this from your home before you even step foot on a car lot.
August 27, 2015
The Future of Healthcare
17% of our Gross Domestic Product (GDP or economy) is from healthcare. This is 8% more than other developed nations. But we don’t have a population with better health then other nations. The U.S. is 26th in life expectancy. (This is information reported by the Peterson Center on Healthcare. More on them later.)
One reason we have such high expenditure on healthcare is we haven’t been the best consumers of healthcare. Insurance coverage has made it too easy to not take responsibility for our health. We are a “fast food” fix it quick society.
March 19, 2015
Prescriptions – The Great Drug Bust
We are in a season that many patents have expired on medications, and many are drugs that doctors commonly prescribe. Medications that used to cost pharmacies $400 for 100 pills, now cost pharmacies from $1 – $10 per 100 pills. What they sell them for is a different story.
March 5, 2015
Tips to Cut Your Health Care Costs
I recently had an experience that opened my eyes to the healthcare system. I have been fortunate to have good insurance coverage for the last 30 years. I am like many others, when the cost of care doesn’t impact my pocketbook; I am not as wise a consumer as I should be.
February 19, 2015