How to Vet a Charity
Recent news of charities being investigated for fraud may cause you to be wary of donating. How can you avoid giving to charities that are
October 30, 2015
Category: Financial Planning Consultant Boise ID
Pros and Cons of FSAs and HSAs – Part III
Do you use FSA or HSA? It depends. Do you have heavy medical expenses? FSAs have lower deductibles and co-pays. Do you need diagnostic tests
October 21, 2015
Pros and Cons of FSAs and HSAs – Part II
Health Savings Account Plans
Your employer may offer a second option of Health Savings Accounts (HSAs). These are coupled with a High Deductible Health Plan (HDHP). Small business owners, self-employed and individuals may also use this program.
October 21, 2015
Pros and Cons of FSAs and HSAs – Part I
Part I – FSA As the time approaches to sign up for your company cafeteria plan, which do you choose the Flexible Spending Account (FSA)
September 29, 2015
Got Wheels – Part 3
Begin with knowing what you need in a car and what you want. Know your price range, know your financing options; know the value of your car. Do your homework.
September 24, 2015
Got Wheels – Part 2
You need to realize a new car has rapid depreciation in the first few years. In the first 1-3 years there will be as much as 47%; in years 3-6 an additional 24%.
September 17, 2015
Got Wheels?
I recently replaced my car. Not a fun chore for me. It means I have to study up and get informed. In this world of the internet, you can at least do this from your home before you even step foot on a car lot.
August 27, 2015
Rules of Thumb
I frequently am asked how much should be allocated on different budget items. I see so many variances in people and their likes and dislikes.
June 11, 2015
Budgeting Made Simple
I learned budgeting in my college days. My dad required me to do a 6 month cash flow projection before I got my ‘student loan’.
June 4, 2015
Financial Goals
The S.M.A.R.T. guidelines work well for financial goal setting. Some common financial goals people have are sending kids to college, retirement and large purchases such
May 21, 2015