Certified Senior Advisor Boise ID

How to Avoid Identity Theft this Tax Season

Posted by on Mar 19, 2020

How to Avoid Identity Theft this Tax Season Tax identity theft has been on the decline in recent years due mostly to education and outreach, but many individuals, businesses, and tax preparers still fall victim to tax-related fraud every year. This type of fraud can vary from fraudulent tax returns to phishing messages asking for tax information. Last year, there was a spike in phishing messages sent to tax preparers attempting to get client information. This year, the Internal Revenue Service (IRS) has created Identity Theft Central, a new webpage to help individuals, businesses, and tax...

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Death of the Stretch

Posted by on Mar 12, 2020

Death of the Stretch New changes to the law have come, some are good and some are not good from a tax perspective. Today’s post discusses how the new changes affect various aspects of retirement and estate planning. Background of Legislation Congress passed the SECURE Act at the end of 2019. This Act is designed for Setting Every Community Up for Retirement Enhancement. The new law is getting mixed reviews, however. It does enhance the 401(K) plans. Small business employers are incentivized to offer retirement plans in their company. Additional tax credits are available if an employer uses...

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How to Have More Fun and Meaning in Retirement

Posted by on Mar 5, 2020

  How to Have More Fun and Meaning in Retirement   A blank calendar filled with nothing but free time can be every bit as stressful as a packed work week. That’s the surprising fact that many new retirees confront after a few days of hitting the snooze button and puttering around the house. This is usually when the reality of retirement sets in. This is your life now. What are you going to do with it? Whatever you want! The only thing better than sleeping in is jumping out of bed early because you’re energized and excited for the day ahead. This is the kind of active and fulfilling...

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Time to Fear the Coronavirus?

Posted by on Feb 26, 2020

Time to Fear the Coronavirus? written by Brian S. Wesbury – Chief Economist with First Trust Robert Stein, CFA – Deputy Chief Economist Monday, fear over the Coronavirus finally gripped investors, as both the Dow Jones Industrial Average and the S&P 500 index fell over 3% – the largest daily declines in two years. These drops wiped out all the gains for the year. Frankly, it’s amazing to us that the market had been so resilient!  Maybe it’s because recent history with stocks and viruses is that markets overreact leading to significant buying opportunities along the way. ...

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How Will The Economy Do In 2020?

Posted by on Feb 13, 2020

How Will The Economy Do In 2020?   Will The Dow hit 32,500 or the S & P 3650 in 2020? See what Brian Wesbury, Chief Economist at First Trust believes. Click the link to watch the video.  

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New Decade – New Cyber Threats Protect You Financial Accounts

Posted by on Jan 29, 2020

New Decade – New Cyber Threats Protect You Financial Accounts   A new decade also means new cyber security threats. 2019 saw 184 million ransomware attacks compared to only 2,000 in 2017.  We anticipate that technology will continue to advance at a record pace, which brings threats along with convenience.[1] In this new decade vigilance will be a way of life. Here are some items to consider. Don’t click on links unless you are sure of the sender Don’t open suspicious emails Delete unused apps on your phone and computer Update apps and software ASAP. Don’t leave your computer/tablet/phone...

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