Got Wheels – Part 3
Begin with knowing what you need in a car and what you want. Know your price range, know your financing options; know the value of your car. Do your homework.
September 24, 2015
Category: Financial Services Advisors Boise ID
Got Wheels – Part 2
You need to realize a new car has rapid depreciation in the first few years. In the first 1-3 years there will be as much as 47%; in years 3-6 an additional 24%.
September 17, 2015
Got Wheels?
I recently replaced my car. Not a fun chore for me. It means I have to study up and get informed. In this world of the internet, you can at least do this from your home before you even step foot on a car lot.
August 27, 2015
Rules of Thumb
I frequently am asked how much should be allocated on different budget items. I see so many variances in people and their likes and dislikes.
June 11, 2015
Budgeting Made Simple
I learned budgeting in my college days. My dad required me to do a 6 month cash flow projection before I got my ‘student loan’.
June 4, 2015
Financial Goals
The S.M.A.R.T. guidelines work well for financial goal setting. Some common financial goals people have are sending kids to college, retirement and large purchases such
May 21, 2015
Goal Busters
At this time, you have evaluated your wheel of life and decided where you need to focus extra attention. You have set goals that are
May 14, 2015
How Do You Balance Your Wheel of Life?
How Do You Balance Your Wheel of Life?
Look at your wheel, pick a flat area. For me this year – my flat side is my health.
I use the S.M.A.R.T. anagram – up to a point. I think the steps have value – some steps I think can put ceilings on our dreams. Balance is needed in applying these steps.
May 7, 2015
GOALS – To Be or Not To Be
WEEK ONE We are ¼ of the way through the year. How are you doing with your new year’s resolutions or goals for the year?
April 24, 2015
The Future of Healthcare
17% of our Gross Domestic Product (GDP or economy) is from healthcare. This is 8% more than other developed nations. But we don’t have a population with better health then other nations. The U.S. is 26th in life expectancy. (This is information reported by the Peterson Center on Healthcare. More on them later.)
One reason we have such high expenditure on healthcare is we haven’t been the best consumers of healthcare. Insurance coverage has made it too easy to not take responsibility for our health. We are a “fast food” fix it quick society.
March 19, 2015