Live Life to the Fullest

Time to Fear the Coronavirus?

Posted by on Feb 26, 2020

Time to Fear the Coronavirus? written by Brian S. Wesbury – Chief Economist with First Trust Robert Stein, CFA – Deputy Chief Economist Monday, fear over the Coronavirus finally gripped investors, as both the Dow Jones Industrial Average and the S&P 500 index fell over 3% – the largest daily declines in two years. These drops wiped out all the gains for the year. Frankly, it’s amazing to us that the market had been so resilient!  Maybe it’s because recent history with stocks and viruses is that markets overreact leading to significant buying opportunities along the way. ...

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What is Your Guiding Word for 2020?

Posted by on Jan 7, 2020

What is Your Guiding Word for 2020? What do you want to see happen in the coming 12 months? What would you like your year to look like? If you choose one word for what you desire this coming year, what would it be? Choosing a few words – no more than 5 – to describe the compass you want for the year is gaining popularity. It is replacing New Year’s Resolutions. This one-word guides choices you make; activities you do, and decisions in your life. Keeping this word front and center each day allows small changes to occur over time. Having goals is good yet can be difficult for creating behavior...

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Slow Down a Hacker: Use Two-factor Authentication Guide

Posted by on Oct 9, 2019

Slow Down a Hacker:   Use Two-factor Authentication Guide   Two-factor authentication (sometimes called two-step verification) is an extra security measure you can place on certain of your accounts. When enabling this feature, you will have to enter a short-lived one-time code (sent to your phone or device) after submitting your username and password. This process adds an extra layer of security to your account—even if a hacker knows your username and password, they cannot log into your account without the one-time code that is sent to your phone. You need two-factor authentication enabled...

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Can you benefit from a Health Savings Account?

Posted by on Sep 24, 2019

Can you benefit from a Health Savings Account? Health Savings Accounts (HSA) are designed for a triple tax benefit.         1. Contributions are tax deductible         2. Accounts can grow tax free. (You can accumulate dollars in this account.)         3. Disbursements for qualified medical expenses are tax free. Health Savings Accounts are growing in popularity. The total number of HSAs grew to 25 million in 2018, up 13% from 2017 according to Devenir Research. Many financial advisors are using them as another savvy strategy for stashing money away for your retirement years. To qualify for...

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How to Thrive in an Empty Nest

Posted by on Sep 11, 2019

How to Thrive in an Empty Nest Parents are returning home from dropping their child off at college. It’s a bittersweet experience. Parents are filled with pride, and excitement, as well as sadness. Some parents feel like they have lost their job and are wondering, what now? As a parent you have a new chapter unfolding in your life. Recognize and accept the feelings of grief. This is another step in letting go of your child. This can feel like a loss. Be open in communicating your feelings with your spouse. This is a season where both parents and children are finding new roles. Much planning...

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Are you Living Your Life on Purpose?

Posted by on Jul 15, 2019

Are you Living Your Life on Purpose?   Once a year, I take a few moments to evaluate ‘How am I doing in life?’ I look at each area of my life – relationship, health, financial, spiritual, family and pleasure. I score each area on my level of satisfaction on a scale of 1 to 10. I envision these categories in a wheel –     As I score them, some are satisfactory – 8 or above. Others are moderate, 6-8. Some stink and are on the low end like 3-4. When I envision my life in a wheel, I can see the areas I am flat.  And like a wheel on a car or bicycle, a flat side makes for a bumpy ride. It doesn’t...

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